Fairfield County Emergency Management Agency


AGENCY NEWS

2025 Flood anouncement

SBA Disaster Loans Now Available for Fairfield County
The U.S. Small Business Administration is offering low-interest federal disaster loans to Ohio businesses, private nonprofits, homeowners, and renters affected by the July 26–28 flooding.

Eligible applicants in Fairfield County may receive:

  • Up to $2 million in loans for businesses and nonprofits to repair or replace damaged property
  • Up to $500,000 in loans for homeowners to repair or replace their primary residence
  • Up to $100,000 in loans for renters and homeowners to replace personal property
  • You can apply online at sba.gov/disaster, by calling the SBA Customer Service Center at 1-800-659-2955, or in person at the SBA Disaster Loan Outreach Center
    Fairfield County Location: Fairfield County Emergency Management, 240 Baldwin Drive, Lancaster, OH

    Opening Day: Wednesday, September 17, 9:00 AM – 5:00 PM
    Regular Hours: Monday–Friday: 8:00 AM – 5:00 PM Saturday: 10:00 AM – 2:00 PM Closed Sundays
    Final Day: Wednesday, October 1 (closes at 4:00 PM)
    Deadlines: Physical damage applications: November 12, 2025
    Economic injury applications: June 12, 2026

    Apply online at lending.sba.gov

    For more information, please see the Press Release and Fact Sheet from the SBA.



    Flooding Questions and Answers


    The EMA

    Consider an emergency: a house fire, car accident, or a security breach. These emergencies can be handled by the resources of the county. The Law Enforcement and Fire Departments are highly trained and ready to respond and care for these emergencies. But what if the fire consumes a city block… this might be too much for any single fire department to handle. Well before these emergencies occurred, there are “Memorandums of Understanding” in place with other area fire and law departments where they have agreed to help each other out.

    A disaster occurs, when the emergency is so large, that the resources in the county and with the help provided by Memorandums of Understanding, cannot cover the need for the situation.

    This is when the EMA steps in to coordinate a response. If the emergency was a tornado that destroyed 100 homes, or if the power was out for a week in half the county, this would require resources that are more than our county could handle. We need additional help and support. By bringing the decision makers together at the Emergency Operations Center, we can coordinate with all the county resources to decide the best way to help our residents. This may include asking the state for assistance.

    Winter is here... are you prepared for the Severe Weather?


    CURRENT EMERGENCIES

    We are in the process of collecting storm and flooding damage from the recent flooding. If you have any damage to your area, please complete the Storm Report below.

    Storm Damage Reporting from Saturday, July 26, 2025 and Sunday, July 27, 2025

    Flood Recovery Q&A

    Fairfield County Flood Incident: July, 2025

    Q: What's being done about the July flooding?

    A: The Small Business Administration (SBA) has completed damage assessments for homes and businesses in Fairfield County. They are now reviewing their findings to determine if the county qualifies for SBA disaster assistance, which is in the form of low-interest loans. What's being done about the July flooding?

    Q: What about FEMA?

    A: Federal grants for individuals (from agencies like FEMA) only come with a Presidential disaster declaration, which requires damage levels beyond what Fairfield County experienced. SBA loans are the federal option for disasters like this. They are low-interest, designed to be affordable for recovery.

    Q: What is the SBA?

    A: The Small Business Administration (SBA) is a federal agency. Despite the name, their disaster program is not just for businesses. Homeowners, renters, nonprofits, and businesses may all qualify for loans to repair, rebuild, or replace what was lost.

    Q: Has any other aid been approved?

    A: Fairfield County was approved for the State Disaster Relief Program (SDRP) funds by Governor DeWine, which provides reimbursement for public infrastructure (specifically local government and critical non-profits).

    Q: Could residents get other assistance?

    A: After the SBA’s decision, the Governor will review whether residents may qualify for additional individual (home owners, renters) assistance through the SDRP.

    Q: What happens next?

    A: SBA is reviewing the county’s damage assessments. If approved, SBA's Disaster Loan Program will accept applications for loan assistance county-wide. The Governor’s office will then determine if residents can receive additional assistance through the SDRP. We will share updates as soon as they are available.

    Q: How do I get updates about possible assistance?

    A: If your home or business experienced flood damage and you have not yet reported, please do so at fairfieldema.com/stormreport. Those who submit reports will receive updates from Fairfield County Emergency Management Agency (EMA).

    Alert Fairfield logo

    What is Alert-Fairfield County? Alert-Fairfield County is an emergency notification system used by city and county public safety organizations throughout the United States to issue government related messages to residents and businesses. The system has the capacity to send thousands of messages via landline, cell phone, TTY, e‐mail, text and fax, all within minutes. Only authorized officials are allowed access to the system.


    Learn more